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Gerhart, Hartman & Ritner, Ltd. Blog

View the latest blog posts from Gerhart, Hartman & Ritner, Ltd..

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Wednesday, March 26, 2025

Is Your Home Underinsured? How to Ensure You Have Enough Coverage

  Home insurance is a crucial safeguard for your most valuable asset, but many homeowners are unknowingly underinsured. This means their current policy isn’t robust enough to cover the costs should they need to file a claim. Signs Your Home Might Be Underinsured READ MORE >>

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Friday, January 31, 2025

Flood Insurance in Pennsylvania

Flooding is a natural disaster that can cause significant damage to homes and properties. In Pennsylvania, where heavy rains and snowmelt are common, the risk of flooding is a reality that many residents face. Flood insurance is a specialized policy that covers damage caused by flooding, which is typically not included in standard homeowners' insurance. READ MORE >>

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Wednesday, October 30, 2024

The Role of Commercial Auto Insurance in Protecting Your Business Fleet

The Role of Commercial Auto Insurance in Protecting Your Business Fleet Managing a business fleet involves numerous responsibilities, from maintaining vehicles to purchasing commercial auto insurance that complies with Pennsylvania’s minimum auto insurance requirements. READ MORE >>

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Tuesday, August 27, 2024

Key Components of Auto Insurance

Auto insurance is among the most commonly needed types of coverage in the United States. Regardless of a motorist’s experience or skill level, or how responsible and careful they are while behind the wheel, accidents and other mishaps may be impossible to avoid forever. READ MORE >>

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Tuesday, May 28, 2024

Health Insurance for Self-employed Individuals

Self-employment comes with many perks, such as flexibility and independence. However, one critical aspect that self-employed individuals need to consider is health insurance. Why Is Health Insurance Important for Self-employed Individuals? Health insurance is essential for self-employed individuals for the following reasons: READ MORE >>

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Monday, March 25, 2024

Why You Need Business Insurance

As a business, accounting for potential mishaps is an integral part of responsible leadership and decision-making. Accepting that accidents, incidents, and other unexpected circumstances may be inevitable can help your organization ensure that it’s prepared with the necessary loss control measures to manage these difficult situations and limit the resulting ramifications. READ MORE >>

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Friday, December 29, 2023

Importance of Insurance for Special Events

Celebrations and special events mark significant milestones in our lives, bringing people together for joy, unity and accomplishment. Whether it‘s a wedding, a corporate gathering or a community festival, the meticulous planning for such occasions often overlooks a critical aspect: special event insurance. READ MORE >>

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Wednesday, October 18, 2023

Group Life Insurance

Group life insurance is a valuable employee benefit that offers financial protection to a group of individuals, typically employees of a company or members of an organization. This type of insurance provides a safety net for employees and their families in the event of an unexpected tragedy.   READ MORE >>

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Monday, August 21, 2023

The Importance of Auto Insurance

Whether commuting to work, heading out on a road trip or running errands, your vehicle is an essential part of your daily life. However, with the freedom and convenience that cars provide, there is also a certain level of risk. Auto insurance can provide a safety net that can help protect your financial stability in numerous ways. READ MORE >>

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Monday, June 12, 2023

Recreational Vehicle Insurance in Boyertown, PA

Whether you’re a seasoned traveler or just beginning your journey into the recreational vehicle (RV) lifestyle, protecting your investment and ensuring peace of mind on your travels is paramount. RV insurance is designed specifically to safeguard your beloved home-on-wheels with coverage tailored to the unique needs of RVs. READ MORE >>

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