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My business with Gerhart, Hartman and Ritner has always been friendly and professional. My mishap in December was very upsetting to me but you were very kind and understanding and I appreciated that. Thank you.

Betty O.

Business Owners Policy (BOP)

Combined Coverage for Special Advantages

At Gerhart, Hartman & Ritner, Ltd., we’re committed to providing insurance solutions that keep small to medium-sized businesses protected. That is why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.

A Business Owners Policy (BOP) from Gerhart, Hartman & Ritner, Ltd. allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

Products and Completed Operations
Premises Liability
Premises Medical
Fire Legal Liability
Business Income Insurance
Building and Personal Property Protection
On-Site Equipment Insurance
Coverage for Inventory Loss
Crime Insurance

Find Out if Your Business is Eligible

Since Business Owners Policies apply only to special types of businesses with specific needs, operations, and risks, it’s important to contact a specialist at Gerhart, Hartman & Ritner, Ltd. who can help you determine whether a BOP is right for your small or medium-sized business.