Medical Expense Insurance

Keep Your Medical Service Needs Covered

In the event that you or any of your loved ones get injured or become ill, you will need a policy that prevents you from paying high out-of-pocket expenses for medical services. With the right coverage, you can achieve peace of mind knowing that you are appropriately protected.

At Gerhart, Hartman & Ritner, Ltd., we can offer Medical Expense Insurance to prevent you from feeling the burden of high-priced medical costs. We know that after a hospital visit or a procedure, the last thing you will want to experience is paying bills that you cannot afford.

Types of Medical Expense Insurance

There are typically two types of policies: Basic Medical and Major Medical Expense.

Basic Medical Expense policies offer coverage for standard hospital, surgical, and physician expenses. It works to insure certain types of hospital visits/stays, surgery for specific types of procedures, and common physician fees.

Major Medical Expense policies are for covering expenses that take over when the limits of a basic insurance plan have been exhausted. This typically involves more catastrophic situations over basic injury or illness.

To find out more, please contact Gerhart, Hartman & Ritner, Ltd. today. One of our helpful Health Insurance specialists will work with you to create a Medical Expense policy that fits the needs of you and your family.