Individual & Family Health Insurance

Smart Decisions Today for a Healthy Tomorrow

As an individual, you are most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you will want to ensure that you have the proper Health Insurance plan that can cover your every need and keep you protected financially.

With the cost of healthcare on the rise, you cannot afford to take any chances. At Gerhart, Hartman & Ritner, Ltd., we offer Individual and Family Health Insurance plans to those who do not receive health benefit packages from their current employer, or are either self-employed, unemployed, or a student. Our various types of Individual and Family Health Insurance options include:

• FFS (Fee-for-Service)
• HMO (Health Maintenance Organization)
• PPO (Preferred Provider Organization)
• POS (Point-of-Service)
• HSA (Health Savings Account)

Since each insurance option differs in cost and benefits, it is important to discuss your unique needs with an insurance expert who can keep you, your spouse, and your children covered under the right plan at a price you can afford.

Find a Health Insurance Plan That’s Right For You

Without an adequate Health Insurance policy, if you or a family member gets injured in an accident or becomes ill, the last thing you will want to experience is paying for high medical costs from your own pocket.

If you are an individual looking for coverage either for yourself or your family, you can find the perfect Individual and Family Health Insurance plan from Gerhart, Hartman & Ritner, Ltd.. Since Health Insurance options vary from state to state, our experienced, Health Insurance specialists are available to work with your needs on an individual basis in order to assist you in creating a plan that keeps you covered.

Do not risk your finances on expensive medical bills and services. Get the affordable protection that keeps those you care about most healthy with an Individual and Family Health Insurance policy.