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How we REDUCE Workers’ Comp Costs

We Just Helped a Company REDUCE Their Premiums by $15K

At Gerhart, Hartman & Ritner, we are committed to helping our clients find the coverages they need – and don’t need. By using our exclusive REDUCE program, we can find and fix premium overcharges that can save your business thousands. For example, we just saved a construction company $15,000 by reducing their annual insurance premiums for Worker’s Comp and General Liability from around $22,000 to $7,000.

We’ve written about our REDUCE program before, but it doesn’t hurt to review. In a nutshell, insurance companies follow a formula to determine Workers’ Compensation premiums. They make a lot of assumptions that apply to most businesses, but not necessarily your business. And (go figure) most inaccuracies are in their favor, which leaves you paying more than you should.

What we do at GHR is apply our exclusive REDUCE program to break down that formula and review each of the individual components with you to determine how they apply to your company and whether your insurance company is using accurate figures to calculate your premium.

Once we have all of that figured out, your GHR Workers’ Comp Specialist can shop around for the best quality coverage for the lowest possible cost. Plus, if we find errors with your insurer’s calculations, we will go back up to three years and recover your overpayment of premiums.

So, take a moment to review your Workers’ Compensation policy. And if you would like to discuss our REDUCE program with a specialist at Gerhart, Hartman & Ritner, contact us at 610-367-2544. We will do a FREE, independent review of your policy and give you an idea how you can improve your coverage and a save your business money.

With offices in Boyertown and Red Hill, we are part of the Berks-Mont Business Association and are committed to strengthening the people and businesses of our community. We look forward to hearing from you.